Anyone can offer financial services, but credit union membership is truly a unique experience. Unlike a bank, whose primary goal is to maximize profit for a select group of stockholders, credit unions are owned and governed by members. Everyone has an equal voice. ElecTel exists to serve your financial needs by offering a full range of affordable, easy-to-obtain services. Our “profits” are returned to you in the form of higher savings rates, lower loan rates, and fewer fees than you’ll find at most other institutions.
You can join ElecTel if you are a member/consumer (or a family member) of one of our approved North Carolina electric or telephone cooperatives.